Need an appraisal for an FHA-backed mortgage? Call Karen A. Zirpoli - KAZ Appraisals, Inc.

Rest assured that Karen A. Zirpoli - KAZ Appraisals, Inc. is an FHA-approved appraisal service in Virginia.  This indicates that we are certified and approved by the FHA to do reports for house loans backed by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Karen A. Zirpoli - KAZ Appraisals, Inc. is well-trained on how to follow the rules and regulations provided.

Be sure to contact Karen A. Zirpoli - KAZ Appraisals, Inc. if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA certified, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA. What the FHA does is ensure that the loan is paid for in case the borrower doesn't pay their loan. The FHA and their loan programs are created to help low-to-moderate income purchasers by easing credit requirements. Remember that the lender working with the the Federal Housing Administration is authorized to select which appraisers they will use, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly beneficial to those buyers with less accumulated funding.